TERMS AND CONDITIONS FOR WEALTHSPEC LTD
1.0 Formation of Contract
1.1 These Terms and Conditions together with the estimate of works (“Estimate”) provided by WealthSpec Ltd which describe the services set out the entire agreement between WealthSpec Ltd, a company registered in England and Wales with company number 15654857 and registered to charge VAT @ 20% on all goods and services. VAT (“WealthSpec Ltd”) and you (the “Client”) and will apply once an appointment has been made to provide WealthSpec Ltd services (the “Services”).
1.2 Before procuring the Services you should read these terms and conditions carefully. You are advised not to use the services of WealthSpec Ltd if you do not agree to the terms stated.
2.0 WealthSpec Ltd Obligations
2.1 WealthSpec Ltd will endeavor to advise the client of the predicted timescales of works as soon as is possible after the quotes have been produced. All such dates shall be approximate only and WealthSpec Ltd cannot be held responsible for any delay in completion.
2.2 WealthSpec Ltd is responsible for organizing third party companies, firms, or individuals (“Third Party Suppliers”) to undertake certain work for the Client, such as decorating, building work, carpet fitting, curtain and blind manufacture and fitting, and such other work as confirmed by WealthSpec Ltd.
2.3 In some cases, goods and materials are supplied by WealthSpec Ltd directly to the Client and WealthSpec Ltd hereby warrants that such goods and materials shall be of satisfactory quality and fit for their intended purpose.
3.0 Client Obligations
3.1 The Client shall ensure that the property is accessible to employees of WealthSpec Ltd and any third party suppliers providing services throughout the duration of works.
3.2 The Client will also ensure that utilities such as electricity and water are available for use at the property throughout works and at no cost to WealthSpec Ltd.
3.3 In agreeing with these terms, the Client acknowledges that they are fully aware of all work proceeding and confirm they are happy with all items discussed and quoted.
4.0 Delivery of Goods and Services
4.1 WealthSpec Ltd will not be held liable for any over-run of works or delays by third party suppliers or tradespeople and sub-contractors.
4.2 We will contact the client one week prior to the delivery of furniture and or goods or services and arrange a mutually convenient date for delivery or collection. Every effort will be made to ensure delivery is made on time; however, under no circumstances will refunds be given if the delays beyond our control are incurred.
4.3 If the client decides to collect any ordered goods from WealthSpec Ltd, it will be necessary to sign a collection note, and therefore the client will be responsible for the goods from thereafter.
5.0 Third Party Suppliers
5.1 The Client will form a direct contractual relationship with Third Party Suppliers and will be responsible for managing these relationships and any financial settlements direct with the Third Party Suppliers.
5.2 If so requested, WealthSpec Ltd may coordinate the services and financial settlements with Third Party Suppliers on their behalf, as part of the services undertaken, but the client will remain ultimately responsible for the contractual relationship with the Third Party Supplier.
5.3 WealthSpec Ltd is not responsible for forming any contractual relationship on behalf of the client.
6.0 Payment & Billing Terms
6.1 The charges for the Services are set out in the Estimate accompanying these terms and conditions or as amended or updated by WealthSpec Ltd and communicated to the Client.
6.2 Payments should be made by cash, debit or credit card, cheque with supporting guarantee card, or bank transfer.
6.3 All cheques should be made payable to WealthSpec Ltd or as confirmed by WealthSpec Ltd.
6.4 A NON-REFUNDABLE deposit of 50% to WealthSpec Ltd is required upon placement of order by the client, with the final 50% to be paid upon delivery of goods or services (see 6.2 for payment methods)
6.5 Interest at the rate of 5% per month shall be payable on all accounts not settled by their due date.
6.6 The interest will be added monthly thereafter from the due date until settlement is received.
6.7 Should WealthSpec Ltd have to instruct a debt recovery agency or instigate legal proceedings, the Client will be liable for any costs incurred.
6.8 WealthSpec Ltd will inform the client of any likely third party suppliers price increase on all orders prior to the agreement of contract.
7.0 Cancellation and Termination Policy
7.1 The Client has the right to cancel this contract (the “Contract”) at any time up to the end of seven working days after the day on which the Contract is concluded, subject to the following provisions. A working day is any day other than weekends and bank or other public holidays.
7.2 The Client does not have the right to cancel the Contract if the supply of the Services begins with the Client’s agreement before the end of the seven working day cancellation period.
7.3 To exercise the right of cancellation set out in clause 7.1, the Client must give written notice to WealthSpec Ltd by hand or post, or email, at WealthSpec Ltd’ address, or email address as set out in clause 9.2 below.
7.4 Once the Client has notified WealthSpec Ltd that the Client is canceling the Contract, WealthSpec Ltd will, within 30 days, refund the Client for the Services.
7.5 Following the ‘seven day’ period set out at clause 7.1, the client has a right to terminate the Contract at any time by giving notice in writing to WealthSpec Ltd. The Client will be liable to pay WealthSpec Ltd for the Services provided to the date of termination (including, but not limited to, Services already performed, goods and materials supplied or ordered on the Client’s behalf, any services that may incur cancellation fees and any costs incurred by the WealthSpec Ltd Consultants).
7.6 A delay by either party in acting on a breach of this Contract will not be regarded as a waiver of the breach. If either party waives a breach of the Contract by the other, the waiver is limited to the particular breach.
7.7 Termination of the Contract will not affect either party’s outstanding rights or duties, including WealthSpec Ltd’s right to recover any money owing to it under these terms and conditions.
8.0 Liability
8.1 WealthSpec Ltd shall have no liability to the Client for any loss, damage, costs, expenses or other claims for compensation arising from any information or instructions supplied by the Client which is or are incomplete, incorrect or inaccurate.
8.2 WealthSpec Ltd shall not be liable to the Client for any unforeseeable loss or damages arising from the provision (or non-provision) of the Services, including loss of profit or consequential loss or damage.
8.3 Neither WealthSpec Ltd nor the client shall be liable for any failure to perform its duties under this Contract due to circumstances beyond its control, including without limitation flood, fire or other adverse weather conditions.
8.4 To enable WealthSpec Ltd to deal with any complaint that may arise relating to the Services, the Client must provide full details of any complaint within 7 days of the supply of the relevant Services.
8.5 Nothing in these terms and conditions affects any liability for death or personal injury caused by WealthSpec Ltd’s negligence or for fraudulent misrepresentation, or the Client’s statutory rights as a consumer.
9.0 Data protection
9.1 WealthSpec Ltd will only use any personal information provided by the Client for the purpose of providing the Services or for informing the Client of the availability of similar services, unless the Client agrees otherwise.
9.2 The Client can correct any information, or ask for information about the Client to be deleted, by giving written notice to WealthSpec Ltd at the following address: WealthSpec Ltd, [Address], or by email: [Email Address].
10.0 Copyright
10.1 The copyright, design right, and all other intellectual property rights in any materials and other documents or items prepared or produced for the Client by or on behalf of WealthSpec Ltd in connection with the Services shall belong to WealthSpec Ltd absolutely, and any such materials, documents, or items shall be or remain the sole property of WealthSpec Ltd.
10.2 WealthSpec Ltd shall be permitted to use photographs of the Client’s property which demonstrate the Services provided by WealthSpec Ltd for its own marketing purposes.
10.3 The Client shall be entitled to use any such materials, documents, or other items as are referred to in paragraph 10.1 in connection with the Services but shall not be entitled to copy any such items or use them for any commercial purpose.
11.0 General
11.1 WealthSpec Ltd may assign or subcontract the Contract if this is necessary for operational reasons or in connection with a business transfer or reorganization. Otherwise, the Contract is not transferable by either party.
11.2 Nothing in this Contract gives any right to any third party to enforce any provision under the Contracts (Rights of Third Parties) Act 1999 or otherwise.
11.3 These terms and conditions and the Contract will be subject to English law, and the English courts will have jurisdiction in respect of any dispute arising from the Contract.
12.0 Data Protection
12.1 WealthSpec Ltd protects client’s personal data. No information will ever be forwarded onto third parties, suppliers, and subcontractors unless agreed with the client.
12.2 Any personal data provided by the client to WealthSpec Ltd will be stored securely with access only for staff members.
12.3 Data will never be visible to other clients of WealthSpec Ltd.

